About Us – Oro Express Chandler Pawn & Gold
Oro Express Chandler Pawn & Gold is is located on Arizona Avenue, right off of Warner Road, in Chandler, Arizona. And since 2013, we have taken pride in offering accurate assessments free of charge, and presenting the best and highest cash offers to sell or pawn your valuables! Our staff is well equipped with the knowledge, tools and experience necessary to evaluate precious metal coins, jewelry, diamonds, luxury handbags, designer shoes, instruments, electronics, power tools and more, quickly and offer you fast cash! There is more to know about us here, at Oro Express Chandler Pawn & Gold, as you shall see.
Evaluations Are the Key
Whether you are pawning or selling valuable items, it all comes down to the evaluation process, to accurately assess it’s overall condition and how that equates with the current market value of the item. Value is found in many different forms, and it depends on the category of valuables and the process to find its market value.
Gold’s value is found in its purity (fineness aka karats) and weight. While a diamond’s value is based on the 4 C’s – carat (weight), color, cut and clarity.
Electronics such as a laptop or a cell phone’s value is based on whether it was released with the last two years or less, the condition of the screen and phone in general, and whether all of its capabilities and features are in good working order, and if it has all of the accessories that it came with at the time of purchase (charger base, power cord, etc.,).
So, depending on your valuable, our staff will take the necessary steps and the most advanced tools and devices to analyze them with accuracy, and then check the current market value (or spot price) of that item, to present you with the highest cash payouts for pawn loans or to outright sell your valuables to our store.
Another thing about us is all of our assessments are free of charge, and are never under any obligation to accept our cash offer.
The Difference Between Selling Valuables and Pawning Them
If you are ready to part with the item of value you have brought in without second guessing yourself, than it’s best to sell it and get a higher cash payout it.
On the other hand, there are items that not only hold an intrinsic value, they also have a sentimental value attached to them as well. These are the items that can secure a short-term loan and put cash in your hands now, and give you time to repay the loan and the interest that has accrued.
Once an offer is accepted, our staff will explain the loan terms and conditions as well as answer any questions you may have about the loan we are offering. When your questions are all answered and you sign on the dotted line, we will hand over the cash offer agreed upon and put your items into our secured storage, tagged with your ticket number for easy retrieval when you return. It really is that simple, and not about us, it’s about helping you in a time of need.
Our pawn loans give you 90 days to satisfy the loan on your own terms, as long as it is within the time-frame. You can choose to make payments as many times as you wish, or pay it off in one lump sum.
If you are able to pay off the loan in full prior to the 60th day, we will deduct a redemption discount from the balance, to lessen the out of pocket cost and to show our appreciation to you as a customer. We also are willing to work with you if you’re having trouble meeting that 90 day mark to pay off the loan. Just come in and talk to us, and we will discuss the options available, so you do not have to part with your valuables.
More to Know About Us and Our Services
Oro Express Chandler Pawn & Gold is here to assess and offer you the highest cash payouts for your valuables. If you have precious metal coins, bullion or jewelry, our offers are between 96% to 99% of spot price, which means more cash for gold for you!
We also provide auto title loans, as a partner with Phoenix Title Loans, which can give Chandler residents more cash and more time to pay it off in monthly installments with an amortized loan and still drive the vehicle while you pay off the loan. All you have to do is bring in your vehicle for an assessment, have your title with you that is free of liens and loans, and walk out with the cash you need, with our hassle free title loans.
There is one thing about us that you will see and experience as soon as you walk in the door at Oro Express Chandler Pawn & Gold. We are not just a pawn shop. We are a shopping experience, whether you are looking for power tools or a diamond ring. Our merchandise is presented with style in our display cases, and our staff is more than happy to show you any item you would like to see. Most importantly, with only 10% down, you can put jewelry, designer handbags, instruments, etc., on our lay-a-way program.
If you have any more questions or want to know more about us, please click on the bottom right of the screen to reach an assistant on our live-chat or stop by with your valuables and see our offers for yourself! See you soon!
Oro Express Chandler Pawn & Gold
1950 N Arizona Ave STE 5
Chandler, AZ 85225-7088
Compliance & Security Are Our Priorities
From the items we take in to the items we store, Oro Express is fully compliant with state and federal regulations. This includes the provisions governing pawn shops contained within The Truth in Lending Act, The Fair Credit Reporting Act, Equal Credit Opportunity Act and Title V of the Gramm-Leach-Bliley Financial Services Modernization Act. For more information about our security and compliance measures, contact us at 480-844-2989 and we will be glad to tell you more about these aspects of our business.
