Gold Collateral Pawn Loans in Chandler
At Oro Express Chandler Pawn and Gold we’re always interested in loaning on your gold. We offer the highest cash value on your gold, jewelry and valuables. We monitor the gold spot market daily and stay close to market price. You can be sure that whatever the true value of your gold, you’re getting the most money on great terms.
Bring us your unwanted and scrap gold, gold coins, old or broken jewelry, estate jewelry – even dental gold – and we will test it for purity, weigh it and give you a price. If you agree, we’ll pay you in minutes.
A gold loan is a short-term loan where you pay back the principal plus interest within 90 days. You also have the option of paying just the interest and extending your loan for another 90-day term. If you cannot, or choose not to pay back your loan by the end of the term, you may surrender your items as full payment with no further obligation.
How Do Gold Collateral Loans Work?
The specifics of the loan are a bit more intensive as we always want to make sure we’re giving you the best deal possible. It all starts when you come and pay us a visit in person with your gold jewelry, coins, or whatever else it might be. One of our lovely associates will take the piece of gold from you. They then check on or around the clasp, or on the back of the jewelry. We focus on verifying what we need on that piece of jewelry which is known as a stamp. Gold jewelry these days have varying purities ranging from 10kt up to 24kt, or in layman’s terms, 41.7% to 100% pure. This obviously greatly affects the price as there’s a higher gold content.
This stamp gives us a starting point for testing. To do this, we use an acid test (that doesn’t harm the jewelry at all!). We collect a few flakes and if the acid fails to react, then its purity is confirmed. We’ll next take a weight of the jewelry, and multiply this by the price we’re paying per gram to get you a cash offer. We can sometimes pay extra for aesthetically pleasing gold jewelry, but typically it’s only the gram weight we’re after.
As the best pawn shop in Chandler, we pay the highest cash for gold rates in the entire valley. Should you choose to accept our cash offer, we’ll collect a few signatures from you and the cash for gold process is complete!
Oro Express Chandler Pawn and Gold is the top gold buyer in Chandler, Mesa, and Queen Creek. With the highest rates per gold in town, we’re the only pawn shop to choose to sell your gold jewelry.
Gold Loans are Easy!
Loans on gold are the quickest, easiest way to get fast cash. At Oro Express Chandler Pawn and Gold, all gold is good for a loan; no matter if it’s old gold, scrap gold, or gold jewelry. The beautiful part about it is that you get to secure your asset while still having cash, and knowing that it’s safe. After you accept a gold loan from us, your gold jewelry goes into our secure, monitored vault for the duration of your loan. We never touch these pieces whatsoever. It simply sits in our safe and waits for you to pick it up.
We also h ave the greatest amount of flexibility that you’ll ever find from a pawn shop. We’re not in the business of repossessing items. We focus on giving back to the citizens of Chandler with financial assistance when they’re at the lowest. We’d want someone there to help us, so we’re happy to loan on gold no matter what kind it is. If you hit the end of your 90 day term and still need time to pay off your loan, don’t even worry about it.
All it takes is for you to pay off the interest, not the initial money loaned. We’ll extend it another 90 days at no charge to you. Give us a call, use our chat, or fill out our Online Application today. See why Oro Express Chandler Pawn and Gold has amassed so many positive reviews. We’re here seven days a week for your convenience, so don’t wait — get a gold loan today!
Get The Fast Cash You Need at Oro Express
Our business proudly serves the East Valley, including Mesa, Gilbert and Queen Creek. Oro Express Chandler Pawn and Gold will pay you the best prices for your gold. When you pawn your gold with us, it is kept in our secure vault and can be reclaimed at any time in the 90 days by paying the balance on your loan, plus a little interest. Give us a call or stop by to see what we’re paying today!